General and
Professional Liability
Highlights Include:
AM Best Rated carrier
Bed rates as low as $400 per bed
PL/GL Limits from $1 Million to $20 Million
Sexual Abuse and Molestation included with additional limits
Deductible as low as $0
Onsite Loss Control

Workers Compensation
Highlights Include:
Shomer Exclusive program
Claims Shadowing
No Minimum Premium
Competitive rates including large premium credits on high payrolls
Loss Control including in-services
All Healthcare Class Codes acceptable



Property
Highlights Include:
AM Best Rated carrier
Comprehensive Proprietary Property Coverage
Special causes of loss on building, contents, loss of income, and extra expense
Resident’s Personal Property Coverage
Back Up of Sewers and Drains included as a cause of loss

Employment Practice
Liability Insurance (EPLI)
In addition to providing coverage’s that are standard in the marketplace for Employment Practices Liability insurance, the policy offers some distinct benefits: No panel counsel; consideration given to insured’s choice of counsel
Optional additional defense cost limit
70/30 settlement clause
‘Pay on behalf’ option available
Wage & Hour defense coverage available to qualified insured’s


*All coverage's and rates are subject to underwriting review and approval.    

Copyright © 2010. Shomer Insurance Agency, Inc.